Disclosures & Privacy Policy

Disclosures

Equal Housing Lender. Third Coast Lending LLC is a residential mortgage lender licensed in Louisiana and Texas. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. Third Coast Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.

Consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should send a completed complaint form to the Department of Savings and Mortgage Lending (SML): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; Tel: 1-877-276-5550. Information and forms are available on SML's website: sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim for more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

To verify the license of the company or its loan officers, visit the NMLS Consumer Access website.

Privacy Policy

Privacy Disclosure for Third Coast Lending LLC

Effective Date: August 13, 2024

At Third Coast Lending LLC ("we," "us," or "our"), your privacy is important to us. This Privacy Disclosure outlines how we collect, use, share, and protect your personal information when you visit our website or interact with us online.

  1. Information We Collect
    We may collect the following categories of personal information:
    • Personal Identifiers: Name, address, phone number, email address, Social Security Number, date of birth.
    • Financial Information: Income, employment, credit history, account details.
    • Internet Activity: IP address, browser type, device ID, and browsing behavior on our site.
    • Application Data: Loan application details and supporting documents.
  2. How We Use Your Information
    We use your information to:
    • Process and evaluate loan applications
    • Provide customer service and support
    • Send updates and notifications regarding your loan status
    • Comply with legal and regulatory obligations
    • Improve website functionality and user experience
  3. Information Sharing
    We may share your information with:
    • Affiliates and service providers for business purposes such as processing your application, conducting analytics, and providing customer support
    • Credit bureaus and third-party verification services
    • Government or regulatory agencies as required by law
    We do not sell your personal information.
  4. Your Choices and Rights
    Depending on your state of residence, you may have certain rights regarding your personal information, such as:
    • The right to know what personal information we collect and how we use it
    • The right to request access to or deletion of your personal data
    • The right to opt-out of certain data uses (e.g., marketing communications)
    You may exercise these rights by contacting us at: info@thirdcoastlending.com.
  5. How We Protect Your Information
    We use physical, electronic, and procedural safeguards to protect your personal information. Access to your data is limited to authorized personnel only.
  6. Cookies and Tracking
    We may use cookies and similar technologies to collect website usage data, improve performance, and personalize your experience. You may disable cookies through your browser settings.
  7. Children's Privacy
    Our website is not intended for individuals under the age of 18. We do not knowingly collect personal data from children.
  8. Changes to This Policy
    We may update this Privacy Disclosure periodically. The most current version will always be posted on our website with the effective date.
  9. Contact Us
    If you have any questions about this Privacy Disclosure, please contact us: